Offer in Compromise (OIC)

A formal request to settle an assessed liability for less than the full amount.

Overview

An Offer in Compromise is a documented IRS program, not a shortcut. Eligibility is generally driven by reasonable collection potential: verified income, allowable expenses, and asset equity.

Who this typically fits

  • Taxpayers whose assets and income do not support full payment
  • People facing long-term financial hardship
  • Cases where the assessed liability is disputed on specific grounds

What the process involves

  • A complete financial analysis before anything is submitted
  • Preparation of the offer forms and supporting documentation
  • Responding to IRS requests for additional information during review
  • Reviewing alternatives if an offer is not the strongest option

Important considerations

The IRS reviews every offer on its own facts, and acceptance is never guaranteed. We evaluate eligibility honestly before recommending this route.

Find out where your case actually stands.

Request a confidential, no-cost evaluation. We review your notices, explain your options in plain language, and tell you honestly what is realistic.